Product Description

Due to new hybrid loans abounding and interest rates increasing from bargain basement levels, millions of consumers who are either seeking a new mortgage or are interested in refinancing their existing mortgages are clamoring for an updated easy-to-follow guide to take them through the complex world of mortgages.

In All About Mortgages, 4th Edition, author Julie Garton-Good, the sole three-time recipient of the prestigious international “Real Estate Educator of the Year” award from the Real Estate Educators’ Association, provides a road map for consumers through the harrowing twists and turns of obtaining a home mortgage. Garton-Good will help consumers select the right mortgage for their needs, giving them the keys to save thousands of dollars. Approximately 25% of this new edition is updated, including new information on hybrid loans, foreclosure alternatives, and more. Now more than ever, it’s essential for consumers to be well informed about their mortgage options.

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Product Details

Publisher	Kaplan Publishing
ISBN	142775473X
Format	Paperback
Author	Julie Garton-good
EAN	9781427754738
Label	Kaplan Publishing
Edition	4th
Dewey Decimal Number	333
Studio	Kaplan Publishing
Number Of Pages	352
Title	All About Mortgages: Insider Tips to Finance or Refinance Your Home in Today's Economy
Publication Date	2008-07-01
Manufacturer	Kaplan Publishing

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Customer Reviews

Getting the insider tips on Mortgages.

Review by J. FERRARA, 2008-03-26

I first read this book while I was learning to be a mortgage solicitor a few years back. I like how the book covers in detail all the information you need to get a loan backed by a mortgage. It covers everything from the loan process to a description of the types of loans you can obtain. This is important when shopping for a loan so you can make the best decision regarding this import financial move you will make.

I like how thorough this book is for the average reader and can be read in a few days.

The book may seem strange because it is in question and answer format which some people may not like. This book still has charts on interest and amortization schedules, this is best left to "The Mortgage Kit".

Some of the sections include:
1. The Mortgage Market Overview which describes the different aspects of the mortgages; from the brokers to the loan process.
2. Qualifying for a mortgage, the most important section of the book.
3. Comparison shopping which discusses the option to rent or to buy a house; Points, no closing costs loans and should you get a loan or pay cash.
4. Conventional Loans which describes the different and most common loans made be lenders in the mortgage arena.
5. Private Mortgage insurance for those who can not afford at least 20% down payment.
6. Adjustable rate mortgages.
7. Federal Housing Administration loans and their qualifications.
8. VA loan loans and how to get them.
9. Loan Programs with leverage.
10. Leverage from the seller such as seller financing.
11. After Closing: Managing the Mortgage.

I recommend this book and the Mortgage Kit (see my review) if you are shopping for a house these days.

If I could give him 4 ½ stars I would.


Enjoy

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a must for home buyers and sellers

Review by Cosmas Bisticas, 2005-07-04

The process of buying a home is surely daunting and this book is very helpful on clarifying the scene before you get into the game without knowing what is going on around you. Although the market has changed a bit lately with interest-only loans and other new lending products, this book will provide you with the fundamentals of dealing with mortgage brokers and will help you decide for yourself, what is right fo you.

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The best I've read

Review by Bob Lo, 2004-09-23

This is the 7th book on mortgages and home buying I've read in the last month or so and this is by far the best. Head and shoulders above the others

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Great mortgage book

Review by Phu Tran, 2003-12-13

I'm a programmer analyst for a mortgage company. However, the one year experience I had working for a mortgage company with all the ongoing trainings and mortgage software application designs are nothing compared to this book. This is a great book with all info you need to know about mortgages. Would recommend to anyone.

All I can say is this is a great book, that is equivalent to 3 years of mortgage experience.

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Good for home buyer, fair for fledgling mtg loan officer

Review by Anonymous, 2003-04-11

I suppose this reference work is very informative to the home buyer ... if perhaps a bit too much to digest for the average casual reader. For an intern loan officer in an agressively propserous mortgage brokerage, the book provided some key information, but not the depth I had hoped for. Is it worth getting if your a mortgage professional? Yes, most definately. So much of the do's and don'ts of this industry are shrouded in statements like "well, we always did it that way" rather than simple straight forward explanations. This book was a breath of fresh air when I was floundering in my first year as a loan officer. Now, as a Senior Loan Officer at my company I still find myself referring to it from time to time for some of those elusive little details that always seem to arise in the loan process. Go ahead and get a copy. Either you'll learn something new or your boss will think you're applying yourself at home as well as on the job!

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