How is this book different from other books on this topic? Most people in the country follow what the mass media and industry norm prescribes without slowing down and seeing how that advice will impact their financial lives both short and long term. Mortgages: What You Need to Know questions the traditional thought process of the type of mortgage you should have. More importantly we break down each part of the mortgage process beginning months before you actually apply for a mortgage. In addition we provide the reader with questions to better arm them to speak with a qualified mortgage planner as well as forms to use for their annual review. Yes we advocate that every individual review their mortgage on its anniversary. Let s face it, Life happens! Circumstances can and do change each year. One spouse may have stopped working or went back to work. You may have gotten injured or possibly laid off and ran up some debt? Credit scores may have improved opening up better programs that might not have been available when you took out your current mortgage. Maybe you want to make improvements to your home? You have to pay for college? A Mortgage Check-Up (form provided) can also help prevent identity theft through a credit check. Chapter Sixteen details why this is so important and how to benefit.
| Publisher | Pocket Guide Press |
| ISBN | 0981669808 |
| Number Of Pages | 120 |
| Format | Paperback |
| Author | Dave Muti |
| EAN | 9780981669809 |
| Label | Pocket Guide Press |
| Edition | 1st |
| Studio | Pocket Guide Press |
| Title | Mortgages: What You Need to Know |
| Publication Date | 2008-04-04 |
| Manufacturer | Pocket Guide Press |
Review by Earl McLain, 2008-08-07
If you own a home, or are thinking of buying one, this book will shed light on a difficult to understand topic, mortgages and how they affect you and your life. Dave Muti is a master at taking typical "mortgage lingo" and making it easy for the reader to understand.
If you are working in the industry, this book is a great gift for adding value to all of your client and referral partner relationships.
Review by Erik A. Janeczko, 2008-08-01
"What an amazing tool! This book blew my mind as to how well it makes complicated issues, simple & easy to understand. For any manager or originator, this would be a phenomenal tool to train you & your team on how to help clients make better mortgage decisions. I also love the consumer focus of the book, for the first time the industry now has a tool that really helps clients understand the basics of a mortgage, but at the same time clarifies what the long term impact of those decisions will be on their financial future. Dave, I especially love how willing you are to freely give the consumer several additional tools that will help consumers make better mortgage choices! Truly, thank you for providing exactly what the industry needs right now!"
for more info see:
http://www.exceleratingexecution.com/resources.html
Review by Robin Barnes, 2008-07-21
To quote Leonard Renier -Knowledge is power. Knowledge can be time-consuming and expensive. Now, consider the cost of not knowing something. There lieth the lesson. This is a compass to help guide and educate clients as well as advisors through the maze of what is to be the largest financial decision they or their clients will ever make. This has to be in the hands of those that plan on purchasing or refinancing. Whether you are a first time home buyer, a seasoned real estate investor or a financial professional using this with your clients, you will walk away with knowledge that you can use right away to improve your situation.
Robin Barnes
LifePro Financial Services, Inc.
Founder/President Educational Institute of the Southwest, California
Review by Diane K. Taylor, 2008-07-21
If you own a house, you need this book! The financially savvy homeowner will benefit from the tools to increase cash-flow and maximize wealth. This book should be part of every Financial Planner's library.
Diane K. Taylor, CFP®, EA
Past President - Financial Planning Association of New Jersey
Review by John H. Killion, 2008-07-10
In today's treacherous economy, with falling real estate values, tightening credit and a shrinking job market, home owners of all kinds need to take a fresh look at how they are using their home and their mortgages. This is true for first time home buyers as well as for long time home owners. Most people fail to pay adequate attention to the type, length and terms of their mortgages. In today's real estate market being so cavalier can mean real personal disaster. Dave Muti's book (Mortgages: What YOU Need to Know) is perhaps the single most important resource available on today's mortgage market. It's the one book you can turn to for all of the mortgage related information you need to make smart, informed decision that will impact you and your family for years to come.
Jack Killion, Adjunct Professor,
Fairleigh Dickinson University School of Business
Managing Partner, Eagle Rock Diversified Fund, LP,
a fund of hedge funds, New Jersey
